The only thing that
should take a hit is
the ball

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In accordance with the latest UK government guidelines, all Carrick Neill | Gallagher colleagues are now working from home until further notice.

Despite not being able to meet with you in person, we are very much open for business and you can reach all our teams by phone or email as we continue our mission to deliver the best service possible for you and all of our clients.

Thank you for your understanding and support as we do our bit to help mitigate the risks associated with COVID-19 in these extraordinary times.

Take care and stay safe from all at Carrick Neill | Gallagher.

The team will continue to work from home during our normal working hours, Monday to Friday 9am - 5pm.

If you are unable to reach us by telephone, please contact us as follows:

  1. For general enquiries or to request a call back, please email us directly at
  2. For claims enquiries, please email us at
  3. Telephone numbers: 0131 625 9135; 0131 625 9102; 0131 625 9101; 0131 255 0208; 0131 625 9127; 0131 625 9114 – if you do not get an answer on one of the numbers, please try another. Our colleagues may be on another call. Thank you for your patience.

FROM £27.40 annually

Worldwide cover from as little as £2.83 per month

Why us?

Straightforward, high-quality golf insurance designed by golfers, for golfers.


Worldwide protection for you and your family.

Designed by golfers for golfers

Your main policy benefits

Golfers' liability

£5 million worldwide liability and £25,000 non-negligent third party property damage cover as standard.

Golf equipment

Worldwide, ‘New for Old’ golf equipment cover for you and your family up to £10,000.

Golf buggy

Cover for your own golf buggy including Road Traffic Act liability for all eligible drivers.

Golfers' benefits

Carefully selected range of medical benefits, spectacles and Hole in One cover.

Leading insurer

Our partner, Hiscox, is a highly respected, A/A* rated, insurer who pride themselves on “superior claims handling [...] based on fairness and common sense".

*23 September 2015 (Hiscox)

Claims service

Delegated authority to deal with and settle claims resulting in fast and efficient claims service. Most damage claim settlements are agreed within 5 working days.

Read about our insurance


Many thanks Margo, Fantastic Service! I’m so glad I made the choice to use your company. (On damaging his putter on Wednesday, Brian had a replacement before his Sunday championship.)


May I say many thanks for your prompt and efficient service in dealing with my claim. I will certainly recommend your company to my friends and colleagues.

Colin S.

Cheque received. Many thanks for your help and your speedy response.


I have today received a settlement cheque for the above, and I am writing to thank you for your expeditious handling of the claim. It is very refreshing to encounter such service and assuming I am still golfing next year ensures my renewal through yourselves.


Many thanks for the very friendly and helpful way in which you dealt with me.


Many thanks for all your help and invaluable advice…Insurance always seems a bit of a minefield to the ‘outsider’ and you have always made it easy for me! Thanks again.

Colin H.

I just wanted to let you know that my new golf trolley arrived this morning which is perfect timing. Thank you and Carrick Neill very much for the fast, efficient and excellent manner in which my claim was dealt with, I am very impressed with your service.


May I say many thanks for the excellent customer service you have given me.


A great, no hassle service. Everyone was very helpful in assisting with my claim, will certainly be recommending to family and friends.

David Y.

I apologise for the dealy in formalising this claim due to our moving house […]. Thanks for dealing with the acceptance of my claim on the phone in such a quick and efficient manner. I have recommended your Company to several friends here.


The service from Carrick Neill […] was astonishing. The postman tried to deliver it last Wednesday (i.e. only a day after I had paid the excess and only two days after I had reported the loss to you). I am extremely grateful and impressed by the support I have received and the speed of response from all concerned. Thank you so much to everyone.